One theory of the cosmos holds that the Universe is currently in the midst of a rapid expansion. One day (billions of years from now, I hope) it will crash back onto itself. The crashed Universe would then take the form of a singularity, Big Bang its way back into another expansion, and then collapse again.
Sounds a bit like our financial markets doesn’t it?
Every year millions of people leave their home village, city or country in search of better opportunities. Often, family members are left behind and depend on periodic payments from loved ones abroad to survive. Conventional remittance programs are often expensive ($15 to $20 per transaction) and usually require a trip down to a money transfer agent like Western Union.
This traditional process works well and workers abroad are able to provide for their families back home. But I think the time is ripe for the remittances process to leverage cost efficiencies and ubiquity of mobile and internet technologies.
Continue reading "Mobilizing Remittances for the Unbanked" »
The perception of Green initiatives, once considered “feel good” activities suitable for the occasional press release, have markedly transformed in recent months. Now, organizations are keen to implement Green IT initiatives across the enterprise as going Green is both environmentally responsible and, more importantly, fiscally responsible. Green IT efficiently utilizes computing resources meaning not only a reduced carbon footprint based on a reduction of energy requirements but also a decrease in total energy usage. With the skyrocketing prices of energy, Green IT is a no-brainer for many organizations.
Continue reading "Cutting Carbon and Costs with Green Computing" »
You know the drill. Buy (probably) expensive new software, download or insert into disk drive, install, and voila you now can crunch numbers, edit photos, create videos or do any number of things on your computer. The key words there are “on your computer”, the software is localized—yours, and will be until you delete it.
Did you know that nearly 30 percent of shoppers around the world wait until they're in the store to decide which brand they will buy ?
Did you know that one in ten shoppers simply change their minds in store and buy a different brand than what they had planned ?
Did you know that almost 20 percent of shoppers will buy from categories they had no intention of buying from before entering the store ?
Did you know that in the United States, almost one in five shoppers leave a product they planned to buy on the shelf and walk away empty-handed ?
