With over two decades of experience in financial services and business consulting across North America, Europe, Africa, the Middle East, and Australia, Ammar brings a proven track record of driving product innovation, enhancing operational efficiency, and delivering results in dynamic, fast-paced environments. He has deep experience in leading Payments, Customer Experience, and digital transformation projects. In his personal time, he enjoys spending time with his family, volunteering, traveling, and playing cricket and badminton.