I'm a curious technologist and storyteller passionate about making complex things simple. For over three decades, I’ve worked at the intersection of deep technology, financial services, and digital transformation, helping institutions reimagine how technology creates trust, scale, and human impact. As Senior Industry Principal at Infosys Finacle, I advise global banks on building future-ready digital architectures, integrating AI and Open Finance, and driving transformation through data, design, and systems thinking. My experience spans core banking modernisation, trade finance, wealth tech, and digital engagement hubs, bringing together technology depth and product vision. A B.Tech graduate from IIT-BHU, I approach every challenge through a systems lens — connecting architecture to behaviour, and innovation to measurable outcomes. Beyond industry practice, I am the author of the Amazon Bestseller Driving Digital Transformation, read in 25+ countries, and a prolific writer on AI, Deep Tech, Quantum Computing, and Responsible Innovation. My insights have appeared on Finextra, Medium, & https://www.raktimsingh.com , as well as in publications such as Fortune India, The Statesman, Business Standard, Deccan Chronicle, US Times Now & APN news. As a 2-time TEDx speaker & regular contributor to academic & industry forums, including IITs and IIMs, I focus on bridging emerging technology with practical human outcomes — from AI governance and digital public infrastructure to platform design and fintech innovation. I also lead the YouTube channel https://www.youtube.com/@raktim_hindi (100K+ subscribers), where I simplify complex technologies for students, professionals, and entrepreneurs in Hindi and Hinglish, translating deep tech into real-world possibilities. At the core of all my work — whether advising, writing, or mentoring — lies a single conviction: Technology must empower the common person & expand collective intelligence. You can read my article at https://www.raktimsingh.com/